The Habitat model meant an affordable home priced to their income – 66% of the median income of greater Danbury. But it is the Habitat advantage of a 0% mortgage with no PMI which allowed them to realistically budget monthly mortgage payments to Habitat – which owns the loan.
Victoria and Carnell like the community and lifestyle in Danbury. Located near the Hospital and services for Carnell, the condo is next to the elementary school that Isaac will attend in a few years.
The couple has family in the area – a sister, aunts, grandma, and plenty of cousins. How has owning a home changed their lives? “It’s the confidence that we can raise our son in a stable home that is home to him. We both love the fact that we don’t have to worry about where we will be moving next. We’re home.”